Hensman Financial Ltd
Hensman Financial Ltd is based in Kent, we specialise in mortgages, related protection, and the house buying or re-mortgaging process.
Sue Allen Allen a mortgage and protection adviser at Hensman Financial will take time to get to know you and understand your needs to make sure she offers you a level of service you expect to receive.
“It is not as simple as looking for the lender with the cheapest rate, or insurer with the cheapest premium.“
Your home may be repossessed if you do not keep up repayments on your mortgage.
Our advice Process
By gathering information from you, Hensman Financial will get to understand your needs fully and investigate what provisions you have in place already that you may utilise to secure your desired finance or level of protection.
This stage also allows you to understand what to expect from us and how you will benefit from using our services.
Hensman Financial will explore and research various scenarios and options that will reveal how best to utilise your existing provisions.
Recommendations will then be made as to how to secure the best finance or protection. Building upon your current plans, to help maximise the chances of you achieving your objectives both present and future.
Here's where your vision becomes reality.
Most of our clients prefer us to complete, check and manage the documentation required for them to put 'Your Plan' into action.
This saves them a lot of time and energy, and makes sure plans are set up in line with your needs and expectations.
A range of fees are available to support this service. You may though decide you wish to implement our recommendations yourself, and simply pay a fee for our time and expertise.
At Hensman Financial our clients can benefit from a review of their circumstances, with the style and frequency decided by themselves. It is often dictated by where you are on your life stage, as well as your relative level of wealth.
Most clients like to be contacted at least once a year to ensure they are not unnecessarily impacted by any of the UK Government Budget announcements, or interest rate movements.
You will also hear from us during the year when we feel something will be of interest to you.
You will receive clear details on what the total fee is, the advice or services it relates to, how it has been calculated and when it is due to be paid.
Please note, you will be under no obligation to implement any recommendations we make through this firm but an advice charge may still be levied for the work undertaken.